For working capital or term loan transactions, an insured lender is making a loan to a business looking to expand or enhance its operation. These loans are typically secured by all assets of the business, but usually focus on accounts, inventory, equipment and the general intangibles of the company.

On an episode of their podcast The Deal Junkies, attorneys Rusty Fleming and Beau Baker interviewed Gary Zimmerman of UCCPlus about the increased use of UCC insurance policies in commercial transactions.